Compare the Best Business
Loans of 2018

Find the right funding solution for your business
with our top picks of small business loans offerings to 2018.
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Credit Score
Business owners with higher personal FICO scores may qualify for better loans
  • Poor (350-629)
  • Fair (630-689)
  • Good (690-719)
  • Excellent (720-850)
Monthly Rev.
Businesses with more revenue often qualify for better loans
$15,000
Age of Business
Older businesses usually qualify for better loans than new businesses
  • Starting a business
  • Less than 1 year
  • 1-2 years
  • 2 or more years
Loan Amount
Larger loan amounts are usually harder to qualify for
  • Less than $10,000
  • $10,000 - $24,999
  • $25,000 - $199,999
  • $200,000 - $499,999
  • $500,000 - $1M
  • $1M - $2M
  • More than $2M
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Businesses with more revenue often qualify for better loans
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1
Free for 30 Days
LendingTree
LendingTree
Free for 30 Days
399 Votes
Loan amount: $2K - $1M
  • Time in business: 12+ months
  • $8K in monthly revenue
  • Minimum credit score none
  • Time in business: 12+ months
  • $8K in monthly revenue
  • Minimum credit score none
Read Review
Outstanding
9.8
Over  796 chose this site today
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2
Kabbage
Kabbage
399 Votes
Loan amount: $2K - $150K
KBGKBG
  • Time in business: 12+ months
  • $4.2K in monthly revenue
  • Minimum credit score none
  • Time in business: 12+ months
  • $4.2K in monthly revenue
  • Minimum credit score none
Read Review
3
Lendio
Lendio
399 Votes
Loan amount: $1K - $5M
  • Time in business: 6+ months
  • $8K in monthly revenue
  • Minimum credit score none
  • Time in business: 6+ months
  • $8K in monthly revenue
  • Minimum credit score none
Read Review
4
BlueVine
BlueVine
399 Votes
Loan amount: $5K - $5M
  • Time in business: 3+ months
  • $15K in monthly revenue
  • Minimum credit score 650
  • Time in business: 3+ months
  • $15K in monthly revenue
  • Minimum credit score 650
Read Review
5
Wall Street Funding
Wall Street Funding
399 Votes
Loan amount: $5K - $1M
  • Time in business: 3+ months
  • $10K in monthly revenue
  • Minimum credit score none
  • Time in business: 3+ months
  • $10K in monthly revenue
  • Minimum credit score none
Read Review
6
FundBox
FundBox
399 Votes
Loan amount: $1K - $100K
  • Time in business: 6+ months
  • $5K in monthly revenue
  • Minimum credit score none
  • Time in business: 6+ months
  • $5K in monthly revenue
  • Minimum credit score none
Read Review
7
Seek Business Capital
Seek Business Capital
399 Votes
Loan amount: $5K - $500K
  • Time in business: no minimum
  • $8K in monthly revenue
  • Minimum credit score 680
  • Time in business: no minimum
  • $8K in monthly revenue
  • Minimum credit score 680
Read Review
8
Leaders Funding
Leaders Funding
399 Votes
Loan amount: $1K - $2M
  • Time in business: 12+ months
  • $10K in monthly revenue
  • Minimum credit score none
  • Time in business: 12+ months
  • $10K in monthly revenue
  • Minimum credit score none
Read Review
9
Torro
Torro
399 Votes
Loan amount: $5K - $1M
  • Time in business: no minimum
  • $15K in monthly revenue
  • Minimum credit score none
  • Time in business: no minimum
  • $15K in monthly revenue
  • Minimum credit score none
Read Review
10
Lending Club
Lending Club
399 Votes
Loan amount: $5K - $300K
  • Time in business: 12+ months
  • $4.2K in monthly revenue
  • Minimum credit score 600
  • Time in business: 12+ months
  • $4.2K in monthly revenue
  • Minimum credit score 600
Read Review
11
Funding Circle
Funding Circle
399 Votes
Loan amount: $25K - $500K
  • Time in business: 2+ years
  • N/A
  • Minimum credit score 660
  • Time in business: 2+ years
  • N/A
  • Minimum credit score 660
Read Review
12
Lendza
Lendza
399 Votes
Loan amount: $5K - $2.5M
  • Time in business: 12+ months
  • $12K in monthly revenue
  • Minimum credit score none
  • Time in business: 12+ months
  • $12K in monthly revenue
  • Minimum credit score none
Read Review
13
SmartBiz
SmartBiz
399 Votes
Loan amount: Up to $5 million
  • Time in business: 2+ years
  • $21K in monthly revenue
  • Minimum credit score 600
  • Time in business: 2+ years
  • $21K in monthly revenue
  • Minimum credit score 600
Read Review

Best Merchant Services for Your Business

Leaders
Specializing in small business solutions
  • Rates as low as 0.15%
  • Free EMV equipment
  • $500 low price guarantee
Over  796 chose this site today

Find out What You’re Made of with a DNA Test Kit

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Business loan type
Best for
APR range
Secured loans
Companies with property to put up as collateral
6% - 8%
Unsecured Loans
Good credit scores
4% - 36%
Line of credit
Ongoing working capital expenses
9% - 108%
Merchant Cash Advance
Good credit, low risk
2% - 60%
Accounts receivable
Outstanding invoices, short term debts
3% - 8%
Equipment loans
Necessary equipment to grow business
6% - 99%
Construction loans
Expansion or new facility
2% - 7%
Invoice factoring
Filing cash flow gap
11% - 64%

Lenders offer a variety of loans for businesses depending on what the money is going to be used for and how companies are able to guarantee payment.

  • Secured loans require collateral to back up the amount of the loan, meaning you could lose what you put up if you fail to pay in full.
  • Unsecured loans are granted to companies with solid credit ratings and may offer lower interest rates than secured loans.
  • Lines of credit work like a credit card, allowing you to borrow against a set amount as needed and only requiring interest payments on the money you use.
  • Merchant cash advances are based on your volume of monthly credit card sales and are paid back using a percentage of each future sale.
  • Accounts receivable loans use outstanding invoices as collateral to help pay off short-term debts.
  • Equipment loans are granted specifically for the purchase of new equipment, using what you purchase as collateral.
  • Construction loans provide funding to expand your existing location or build a new facility, and the building is considered collateral.
  • Invoice factoring lets businesses with rigid cashflow constraints operate more flexibly by providing them with access to the funds they require until invoices are paid in full. 

Each loan type has a specific payment structure, term length, and interest rate. Some are more difficult to qualify for than others, and most require you to present detailed paperwork when applying.

The Top 3 Business Loan Providers

LendingTree ( Visit site )

  • Ideal for:
    LendingTree is ideal for small businesses looking to shop for a more personalized financing solution.
  • Funding Amounts:
    LendingTree offers lines of credit from $2,000 to $1,000,000.
  • Minimum Requirements:
    LendingTree is a loan marketplace that offers a variety of loans from different lenders, therefore minimum time in business and monthly revenue will change according to lender.

      Read more about this lender in Fundbox’s in-depth review.

Your best mattresses

Without any further adieu, let's take a look at the top mattresses from some of the leading online mattress companies.

The Saatva mattress
By Saatva
$999 for a queen size (financing available)

The Saatva Mattress by Saatva

Saatva takes the inner-spring mattress and kicks it up a notch. The company calls it 'coil on coil' construction, and it combines a bottom layer of connected, hourglass shaped coils and a top unit of coils that are individually wrapped in foam to provide the maximum support and comfort.